User: Brian Ripley: CAD Debt & Credit

Commodities 1980-2016 & High Yield Defaults
Commodities 1980-2016 & High Yield Defaults
The top panel in the mashup above is the Thomson Reuters Commodity Index chart since the 1980's provided by Kimble...
Brian Ripley
Oil & Gas Reserves % of Loans
Oil & Gas Reserves % of Loans
I suspect Canada's "information regime" is going to change abruptly if it has not not already. Loans officers are...
Brian Ripley
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Canadian Housing Starts 1955 to NOW
Canadian Housing Starts 1955 to NOW
New Chart: Canadian Household Debt, GDP, Foreign Direct Investment and Balance of Trade ITEM: Canada is the fifth...
Brian Ripley
Debt to Income Ratio
Debt to Income Ratio
There are 3 charts on this page. The top panel shows Canadian Government Spending vs Labour Force Participation an...
Brian Ripley
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Price & Earnings Deflation 2008-2014
Price & Earnings Deflation 2008-2014
The charts above show the ongoing DEFLATION in consumption prices and wage earnings. The top panel is the MIT Bill...
Brian Ripley
Aggregate Loan to Value Ratios 1910-2010
Aggregate Loan to Value Ratios 1910-2010
When prices stop rising, the boom collapses and because there has been no increase in business investment other th...
Brian Ripley
CMHC Mortgage Creation to 2016
CMHC Mortgage Creation to 2016
Post WW2 and 1970's inflation, Canada has been late to the party and the ongoing Canadian mortgage creation boom r...
Brian Ripley
Percent of total bank lending 1928-2007
Percent of total bank lending 1928-2007
U.S. mortgage loans in banks’ total lending portfolios have doubled from about 30% in 1900 to about 60% today....
Brian Ripley
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Canadian exports are not booming, there is a global slowdown in demand for commodities, finished products and serv...
Brian Ripley
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Canada's Minister of Finance suddenly resigned earlier this week. The government's major fiscal policy plank is to...
Brian Ripley
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The sample price drop building reminded me of New York where the term "jonesing" is said to have originated and th...
Brian Ripley
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I rebuilt my 6 biggest Canadian Metros Housing Chart and added the average condo price for Vancouver, Calgary & To...
Brian Ripley
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A 3% handle on a no risk treasury looks pretty good. Imagine what a 4% handle is going to look like and what it wi...
Brian Ripley
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This 4-chart mashup (5 charts in total actually) looks at Canadians (households and business) continuing to vigorousl...
Brian Ripley
BMO Rate Forecast
BMO Rate Forecast
BMO Capital Markets Economic Research released their North American Outlook (Nov 13, 2013) which included a foreca...
Brian Ripley
Debt & Sales Momentum
Debt & Sales Momentum
MIRAGE MARKET: Canadians did not see that the housing bubble was over in 2Q 2010. The last 3+ years have been a gi...
Brian Ripley
Interest Rate Effect
Interest Rate Effect
Anyone who owned real estate in the 1970's and 80's knows that today's real estate prices are highly speculative a...
Brian Ripley
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Here's Mother Nature... next comes Mr Margin. Yesterday Canadian mortgage lenders hiked their posted lending rates...
Brian Ripley
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"Three-quarters of all Canadian mortgages are insured by the federal government, up from only 30 per cent in 1988....
Brian Ripley
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Thanks to Pacifica Partners Inc. we have an update on their chart series showing that Canadians have hit a heavy c...
Brian Ripley
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Canadian Consumers: "...after 11 consecutive years in which household spending has exceeded disposable income, the...
Brian Ripley
The current animal spirits are still feeding off of debt and Canada continues to be a leader in leveraging it. Canadian credit market debt is now 165% of disposable...
Serial Markets Update - chpc.biz
The current animal spirits are still feeding off of debt and Canada continues to be a leader in leveraging it. Can...
Brian Ripley