User: Brian Ripley: CAD Real Estate

Mortgage Pmt % of Income
Mortgage Pmt % of Income
The worsening of (housing) affordability in Q4 (2016) was the sixth quarterly deterioration in a row, the longest...
Brian Ripley
Need for Speed - chpc.biz
Need for Speed - chpc.biz
Apparently Harry Dent has increased his retracement target from a 43% to a 64% drop from the highs of last year's...
Brian Ripley
BIS housing price index data of Australia, Canada, U.S. Germany and Japan
BIS housing price index data of Australia, Canada, U.S. Germany...
Chart comparing the BIS housing price index data of Australia, Canada, U.S. Germany and Japan. I have mashed it up...
Brian Ripley
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ranking of cities with respect to house price to rent and house price to income ratios.
ranking of cities with respect to house price to rent and house...
Charts are from the OECD via the IMF showing the recent ranking of cities with respect to house price to rent and...
Brian Ripley
1
Real 1st Mortgage rates are 6%
Real 1st Mortgage rates are 6%
Mr Cashin remarked that a conventional 1st mortgage rate in the private market would be set at 6%.... If we had a...
Brian Ripley
OECD Real House Prices
OECD Real House Prices
In the meantime, "The OECD warns that a low-growth trap has taken root, as poor growth expectations further depres...
Brian Ripley
Luxury Spending
Luxury Spending
Chronically low interest rates since the Pit of Gloom in March 2009 have fueled a huge credit bubble in Canada. St...
Brian Ripley
1
FinTrac Dirty Laundry
FinTrac Dirty Laundry
Businesses suspected of being involved in ML/TF (Money Laundering and Terrorist Financing): import/export (e.g. f...
Brian Ripley
Savings Rate, Retail Sales & Home Ownership
Savings Rate, Retail Sales & Home Ownership
Did we (Canadians) import a Boom? As the mashup of charts demonstrates, Canadians have gone all in on the consumption...
Brian Ripley
Vancouver Real Estate Unaffordability
Vancouver Real Estate Unaffordability
Not only does cash (money) 'feel' as if it has no value but realtors and developers also don't know what the value...
Brian Ripley
1
Credit Boom, Credit Bust Price vs Value
Credit Boom, Credit Bust Price vs Value
The ratios of average housing prices to average incomes are 13.2 in Vancouver and 7.7 in Toronto. These can only b...
Brian Ripley
A Condo's Physical Life Span
A Condo's Physical Life Span
Some experts go so far as to predict that replacing the all-glass outer layers of buildings may become necessary a...
Brian Ripley
S&P Case Shiller vs Vancouver Housing
S&P Case Shiller vs Vancouver Housing
The release of the latest S&P case Shiller Home price index caught my eye because of the 34-36% increase in the U....
Brian Ripley
$35 Dollar Oil Stress Test
$35 Dollar Oil Stress Test
Imagine $35 Oil for 5yrs A US-Style Canadian housing correction possibility is a potential that CMHC's CEO Evan S...
Brian Ripley
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San Francisco & Vancouver Housing
San Francisco & Vancouver Housing
Residential Mortgage Debt as a % of GDP (Sep 2014) Australia (AUS) Debt/GDP 81% Canada (CAD) Debt/GDP 77%​ U....
Brian Ripley
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Real Estate and the Yield Curve
Real Estate and the Yield Curve
Fundamentals today are getting repriced in Real Estate and the Yield Curve (and other asset classes). Appraisers w...
Brian Ripley
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Canadian Home Ownership & Balance of Trade
Canadian Home Ownership & Balance of Trade
Still Running on Fumes We are leveraging the lowest priced credit for the most expensive non-productive real esta...
Brian Ripley
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CPI Inflation US+Canada 2008-2015
CPI Inflation US+Canada 2008-2015
The USD/CAD ratio has turned up this past week. A strong U.S. Dollar will mute U.S. inflation since domiciled U.S....
Brian Ripley
Real Estate Stocks April 24, 2015
Real Estate Stocks April 24, 2015
Rick Ackerman looks at shorting U.S. home builders, his notes and a chart are below. I added more real estate sect...
Brian Ripley
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Vikram Mansharamani, BOOMBUSTOLOGY
Vikram Mansharamani, BOOMBUSTOLOGY
Why Vikram Mansharamani is shorting Canada "BUBBLES ARE NOT RANDOM" - 9 minute BNN video interview plus my text bu...
Brian Ripley
Unsold Toronto Condos & Rental Glut, Feb 24, 2015
Unsold Toronto Condos & Rental Glut, Feb 24, 2015
Toronto Condos pile up on a 21 year high. "10,368 condos were completed in January 2015 in Toronto a record 21 y...
Brian Ripley
1
Bank of Canada Housing Overvaluation Estimate
Bank of Canada Housing Overvaluation Estimate
Arthur Schlesinger's cyclical theory defined cycles to be “self-generating and autonomous”. 2 more charts and...
Brian Ripley
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Vancouver is the most unaffordable city in Canada requiring a buyer to pay 10.6 times annual income. Vancouver ran...
Brian Ripley
1
Top 25 Proved Natural Gas Reserves
Top 25 Proved Natural Gas Reserves
Beijing is already massively investing in new roads and bridges along the Eurasian land bridge – another denominat...
Brian Ripley
1
Canadian Real Estate, the Black Swan and the Russian Bear The Slope upload app does not want to grab the chart of USD:CAD & Oil Index. Click to view the big mov...
Swan and Bear - chpc.biz
Canadian Real Estate, the Black Swan and the Russian Bear The Slope upload app does not want to grab the chart...
Brian Ripley
Real Price of Vancouver, Calgary & Toronto SFDs
Real Price of Vancouver, Calgary & Toronto SFDs
NEW CHART shows the average price comparison of Vancouver, Toronto & Calgary SFDs denominated in CAD and USD along...
Brian Ripley
BDI 1985-2013
BDI 1985-2013
The Slope upload app is not loading all the charts I wanted to archive. It seems to be hit & miss, sometimes the a...
Brian Ripley
Estimated Home Ownership in Canada 1971-2013
Estimated Home Ownership in Canada 1971-2013
Canadian Home Ownership is high and was: 60% in 1971 63% in 1991 68% in 2006 69% in 2011 70% in 2013 More...
Brian Ripley
Aggregate Loan to Value Ratios 1910-2010
Aggregate Loan to Value Ratios 1910-2010
When prices stop rising, the boom collapses and because there has been no increase in business investment other th...
Brian Ripley
CMHC Mortgage Creation to 2016
CMHC Mortgage Creation to 2016
Post WW2 and 1970's inflation, Canada has been late to the party and the ongoing Canadian mortgage creation boom r...
Brian Ripley
Percent of total bank lending 1928-2007
Percent of total bank lending 1928-2007
U.S. mortgage loans in banks’ total lending portfolios have doubled from about 30% in 1900 to about 60% today....
Brian Ripley
Vancouver's Olympic Village price reductions from 2011-2014 are 20% and more
Vancouver's Olympic Village price reductions from 2011-2014 are...
The rush to do deals in Vancouver prior to hosting the 2010 Winter Olympics led to "an assessor being overly aggressi...
Brian Ripley
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What could disrupt the boom? The disrupters are innovation (Elon Musk etal), a rising supply of energy (U.S. fracking...
Brian Ripley
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It’s always a time to rent or buy unless you're Hikikomori. I mashed up the chart above from Mercer via ZeroHedg...
Brian Ripley
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This is the chart I wanted to post. (I had to reduce my browser size to 75% to get the Slope of Hope chart stacker...
Brian Ripley
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When I saw this chart of Canadian Realtor Population growth which in the last 40 years has spiked by 336% or six t...
Brian Ripley
1
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Demand is Local, Supply is Global. As the USD strengthens, the U.S. consumer inflation rate continues to drift dow...
Brian Ripley
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Oil Can Economics Canadian Oil Production UP 12% Y/Y at Dec 2013 - 3,822,000 Barrels per day U.S. Production (2...
Brian Ripley
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10th An...
Brian Ripley
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As in the Netherlands, almost all Canadian mortgages are “full recourse” loans, meaning that the borrower remains...
Brian Ripley
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Canadian National Homeownership was 68.4% in 2006 and 69% in 2011 spurred on by a high-rise condominium boom; 30.9...
Brian Ripley
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I rebuilt my 6 biggest Canadian Metros Housing Chart and added the average condo price for Vancouver, Calgary & To...
Brian Ripley
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Look at a long term chart of the comparison between Canadian and U.S. Treasury 10 year yields and they move in the...
Brian Ripley
Condo Game
Condo Game
"Downtown condos are "more a commodities play than a housing market". Charles "King Cobra" Hanes, condo broker. Al...
Brian Ripley
Good Time to Rent
Good Time to Rent
Timing is Everything. Now that we are on the seasonal down ramp into the 2014 spring bottom for sales and listings...
Brian Ripley
Vancouver Bull Horse Mountain
Vancouver Bull Horse Mountain
Notice on the chart that during the labelled periods ZIRP grande and ZIRP petite, all three Vancouver residential...
Brian Ripley
Vancouver Real Estate to Sept 2013
Vancouver Real Estate to Sept 2013
“We really can't forecast all that well. We pretend that we can but we can't. And markets do really weird things...
Brian Ripley
Stocks & Housing
Stocks & Housing
We have lot's of "Eiffel Tower" price patterns to refer to that have a fully formed right side to the tower; Japan...
Brian Ripley
US & Canadian Real Estate
US & Canadian Real Estate
This 4 pack looks at the difference between the U.S. and Canadian real estate markets with respect to real values...
Brian Ripley
Construction as % of GDP
Construction as % of GDP
TYPO FIXED (10.4%) According to a report from BMO Capital Markets, residential and non-residential construction ac...
Brian Ripley